We have an opening for an ambitious individual to join our Trust Department. Ideally the person concerned should be looking to develop personally and to assist the Trust Manager and the team in growing the Department and looking for new opportunities within the existing client portfolio. The role is full time but 4 days a … Continued
As most people these days change jobs during their lifetime it is also common for people to build up a collection of different pension pots, making it difficult to keep track. A study by Aegon found that, of the 62% of people who have multiple pensions, more than a fifth (21%) have lost track of … Continued
On 15 December 2015, the European Parliament, Council and Commission reached agreement on new data protection rules, establishing a modern and harmonised data protection framework across the EU. The Regulation was adopted by the European Parliament on 14 April 2016 with the new rules becoming applicable after two years to all members of the EU. … Continued
On 25 May 2018, the General Data Protection Regulation (GDPR) will replace the Data Protection Act 1998 (DPA). This will change the way you can collect, store and process personal data. The principles of the new GDPR legislation are familiar from the DPA, but the obligations in some areas are more extensive. Under the EU … Continued
We work alongside local independent financial planners to help you create a bespoke financial plan to help you reach your goals, whatever they maybe. It’s never too early or to late to look at your retirement plans. We can assist in helping you review if you’re on track and how to help you get there. … Continued
By law, under automatic enrolment, minimum pension contributions are required to increase over time on set dates. Increases from the current total minimum contribution of 2% of “qualifying earnings” take place on 6 April 2018, rising to 5%, and on 6 April 2019, reaching a total minimum amount of 8% You can choose to pay … Continued
Plans to force every business and landlord operating in the UK to file four six returns a year online plus VAT returns have been put on hold ahead of the General Election on June 8. And the news has been welcomed by leading Merseyside accountant Peter Taaffe, managing partner of Castle Street-based practice BWMacfarlane. However, … Continued
ISAs and pensions are the most popular options for people saving for their futures. However, if you are an experienced investor with a significant portfolio of assets, there are other tax-advantaged products which may be appropriate. Known as ‘tax-led investments’, these include Venture Capital Trusts (VCTs) and the Enterprise Investment Scheme (EIS). Tax-led investments offer … Continued
HMRC are making changes to PAYE so that more people pay the right amount of tax on their income as they earn it. For the c. 41 million Pay As You Earn (PAYE) taxpayers the tax they owe is deducted from their income using information their employer gives to HMRC. HMRC say the new changes … Continued
The new VAT flat rate of 16.5% started to apply from 1 April 2017 for “limited cost traders”. A “limited cost trader” is one using the VAT flat rate scheme but where the VAT inclusive cost of goods for a year is less than 2% of VAT inclusive turnover, excluding certain specified items. Those specified … Continued
🎅🏻BWM Christmas opening hours🎅🏻
🎄The BWM office will be closed over the Christmas period from close of business on Friday 22 December 2023 at 12pm until 9am on Tuesday 2 January 2024. 🎄
The Easter Bunny has come early!🐣Chocolate inspired pay day treat for all our lovely staff 🍫 🐇
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Tempest Suite 5.1, 12 Tithebarn Street,
Liverpool, L2 2DT
Phone: 0151 236 1494
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